GhanaLending; Get an instant Ghc3,000 Loan with this App in three simple steps

Introduction

The economy in Ghana has been quite unpleasant for most people in recent times, as a result, mobile loan apps have been on the rise.

I’ve already written about Top five mobile loan apps in Ghana adding to the list is GhanaLending, a new mobile loan app on the fintech market providing up to Gh¢3,000 instant loans to Ghanaian residents with a term tenure of 90 days!

With these mobile loan apps, one needs no collateral, no physical meeting with the lenders, no initial deposit is required to be given a loan, all you need is your smartphone phone, preferably, an Android phone with your National ID Card(Voters ID, Ghana Card, etc) and your loan application will be disbursed to you in a jiffy!

However, I shall guide you through the process of getting a loan with GhanaLending in this article.

What Is GhanaLending?

GhanaLending is a mobile loan app that provides instant loans for Ghanaian residents above 18 years of age! The Ghanalending app was released on 14 October 2021 and it’s already making a good name for itself due to its unique interface and ease of use.

Who is eligible for GhanaLending Loan?

To be eligible for a GhanaLending loan, you must be 18 years old or above and a Citizen of Ghana.

What Makes GhanaLending Different from Its Competitors?

Ostensibly, you might have heard of lots of mobile loan apps in Ghana, so you may be wondering why GhanaLending is making waves in this short time.

Well, GhanaLending Has a Solid 90 days payment tenure which is unmatched and you can repay your loan in installment.

It app has a nice interface and it’s quite easy to use

GhanaLending app is reliable and has no hidden charges. On top of it all, they are safe.

What is the Interest Rate?

Ghanalending Interest ranges from 5% – 36% APR.

For instance,
-If you apply amount GH₵ 300 with total 91days (45 days 1st installment & 46 days 2nd installment) loan on 9 Mar 2021.
-You will get the loan amount GH₵ 300 on 9 Mar 2021.
-The 1st installment due date is 23 Apr 2021 with amount GH₵ 150, Interest GH₵ 14 and origination fees GH₵ 14, due repayment is 150+14+14=GH₵ 178
-The 2nd installment due date is 7 Jun 2021 with amount GH₵ 150, Interest GH₵ 7 and origination fees GH₵ 7, due repayment is 150+7+7=GH₵ 164
-The total repayment should be 1st installment due repayment GH₵ 178 + 2nd installment due repayment GH₵ 164 = GH₵ 342.

GhanaLending Contact Info:

Contact GhanaLending via email below;
[email protected]

How To Apply For GhanaLending Loan?

So, all the questions buzzing your mind are all answered, now it’s time to apply for the GhanaLending loan.

To Apply for the GhanaLending Loan, You will need to download their mobile App from Google Playstore (Click Here To Download)

After the app is successfully installed, Lunch/Open it.

GhanaLending Sign up

As Shown in the sscreenshot above, click on REGISTER NOW to create an account.

Now Click on Apply on this Page(Shown in the screenshot above) and click on Apply again on the next page to proceed.

You shall be brought to page similar to the one below, please fill out your info starting from

• Voters ID
• Contact
• Other

Under the Voters ID

Type In Your ID Number (i.e 507xxxxxxx)

Choose Voter ID Type (New Voter ID or Old Voter ID)

Type The Name On the Voter ID(i.e Frank Osei Nyarko)

Select Your Gender (Male Or Female)

Choose You Date Of Birth (i.e 19 October 1999)

Type Your personal email(i.e [email protected])

Now Click on NEXT to go to the next page

NB: Sometimes, you will be asked to capture your Voter ID and take a picture of yourself holding the Voter ID thus if your identity couldn’t be found.

Under Contact

You will be selecting two people as referees (Could be your Mother, father, sister, friend, or spouse)

After selecting the two referees, click on NEXT!

Under the OTHER

You are required to select the following

1. Marital Status (Single, Married etc)
2. Education Level (Senior High, College, etc)
3. Employment Status
4. Monthly Income
5. Salary Payday
6. Do you have outstanding loan? (select NO)
7. Your Company Address(Could be yours or the one you work for)
8. Home Address

Now click on Submit to proceed with the loan application.

After your information is submitted, the loan your qualify for on your first application will be shown to you with the interest and the payment plan, it is okay by you, click on Apply

Comfirm Your GhanaLending Loan Application

Now, you should select your Network provide for the disbursement of the loan, when that is done Tick on “I agree to the t&c and privacy policy”.

Authorize your GhanaLending Loan

Before your loan is disbursed to you, you are required to authorize it on the app.

When authorized, Your GhanaLending loan should hit your Momo account Immediately!

Conclusion

We are done for today, I hope this article helps you get an instant loan from GhanaLending. However, You can as well try these Four lenders (Click Here) or Bloomkcash (Click Here)

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Source: Techflaver.com